Terms of Service.

1. 01

   Service Is Informational Only

   MONAVERA ISP CORP provides free general information and referral guidance regarding insurance service and billing questions. Our content and helpline responses are for informational purposes only.

2. 02

   Not a Substitute for Licensed Insurance Advice

   Nothing provided by MONAVERA ISP CORP is a substitute for advice from a licensed insurance professional. Always verify specific policy details, options, and decisions with your insurance provider or a licensed agent in your state.

3. 03

   No Insurance Sold or Arranged

   We do not sell, arrange, or facilitate insurance of any kind. All insurance matters must be handled directly with your insurance provider.

4. 04

   Independent Service Declaration

   MONAVERA ISP CORP is a fully independent information and referral service. We are not affiliated with, endorsed by, or an authorized representative of any insurance company, carrier, agent, or broker.

5. 05

   No Warranties on Information Accuracy

   All content is provided "as is" without warranties of any kind, express or implied. We do not warrant the accuracy, completeness, or currency of any information provided.

6. 06

   Limitation of Liability

   To the fullest extent permitted by law, MONAVERA ISP CORP is not liable for any direct, indirect, incidental, or consequential losses arising out of your use of this site or our helpline.

7. 07

   Governing Law

   These terms are governed by the laws of the State of Georgia, United States, without regard to conflict-of-law principles.

8. 08

   Contact

   Questions about these terms may be sent to help@insuranceguidancecenter.com.